![]() Overdrafts are designed for short-term borrowing only, and are subject to status. An unarranged overdraft lasting more than 30 days could have a negative impact on your credit rating. ![]() We report account activity, including overdraft usage, to credit reference agencies. Your new limit can't be less than what you owe. You can ask to increase, remove or reduce your limit at any time in online or mobile banking, by phone or in a branch. You can apply for an arranged overdraft when you open your account, or at any time later. There's a chance that payments you try to make using an unarranged overdraft may be declined. If a payment would take you past your arranged limit (or if you don’t have one), we may let you borrow using an unarranged overdraft. He is a positive student and is keen to study Psychology at undergraduate level it is a subject he has consistently demonstrated a personal interest in and his studies at A-Level have. ![]() This can be useful if you're hit with an unexpected bill, for example. is a pleasant and thoughtful student, one who makes a significant contribution to the academic and pastoral life of the Academy. ![]() When you apply for this account, you'll have the option to apply for an arranged overdraft.Īn arranged overdraft allows you to borrow money (up to an agreed limit) if there’s no money left in your account. ![]()
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